Oportun - formerly Digit 4.95.0

Oportun provides a sophisticated solution for achieving your financial goals. With our platform, you can save effortlessly, invest at your own pace, and conveniently manage your Oportun loan and credit card in one place.

Our app takes into account your spending habits, income, money goals, expenses, and overall financial situation to guide your money towards achieving your goals. It is a seamless tool that helps you save, invest, and track your finances. Our members typically save thousands of dollars per year without even feeling it.

SAVE EFFORTLESSLY

Oportun learns your spending habits and saves small amounts that quickly accumulate without impacting your other finances. You can set up unlimited savings goals and track your progress through our app.

BORROW WHEN YOU NEED TO

At Oportun, we understand that you are more than just a credit score. Our loans are designed to help you build credit, so you can apply even without a credit history. Once approved, you can manage your loan and other financial tools effortlessly through our app.

INVESTING THAT WORKS FOR YOU

Start investing with the Oportun app. It analyzes your spending habits, bills, bank balance, and saving goals to recommend smart investment amounts that won't disrupt your expenses or other plans.

HOW IT WORKS

1. Link your bank account to allow our app to learn about your spending habits and expenses.
2. Set up as many savings goals as you like.
3. We'll automatically make small transfers frequently to help you reach your goals.

PUT OPORTUN TO WORK

Start your financial journey with 30 days of free saving and investing. Afterward, enjoy the convenience of effortless money management for just $5 per month. You can cancel your subscription at any time. Additionally, our app is free for members to monitor and pay their loans and credit cards. It's available in both English and Spanish.

- - - - - - -

Oportun also offers personal loans in select states through its partner Pathward ®, N.A., and credit cards through its partner WebBank. Approval for these products is subject to credit review.

Investment advisory services are provided by Digit Advisors, LLC, a registered investment advisor with the SEC. Brokerage services are provided by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are not insured by the FDIC, not a deposit or other obligation of Digit or another depository institution, and are subject to investment risks, including possible loss of principal.

Standard data charges may apply when downloading the app.

*Based on the average savings of paying app members in the previous 12 months. Results may vary based on your income and spending.

**While a prior credit history is not required to qualify, credit reports will be requested and considered for all applicants.

***Oportun does not share information between its affiliates or partners without consumer consent or as otherwise allowed by law.